Your Local Ohio Lender

As Renovo’s SVP of Lending in Ohio, Mike offers a wealth of experience in real estate lending, with over three years in the sector. A Cleveland native, his real estate journey began with fix-n-flips, evolving into a rewarding career in private lending. Mike values building a trustworthy team and network aligned with client growth. Driven by family and a commitment to his community, Mike’s approach ensures reliable support for real estate investors seeking to thrive in Ohio’s market.

Downtown Cincinnati at Sunset and the Smale Riverfront Park along the Ohio River

Full Suite of Loan Programs

Rehab Black

Rehab Loans

Rental Black

Rental "Term" Loans

New Construction Black

New Construction Loans

Multi-Family Black

Multi-Family Loans

Meet the Team

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Grant Schuchter

Credit Analyst

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Carolyn Alexander


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Melanie Schaefer

Production Assistant:

Local Knowledge Black

Local Knowledge

Renovo’s local lenders are in-person and on-site with expert market knowledge and insights. Paired with the pricing of a national lender, you get the best of both worlds.

One Stop Shop Black

One Stop Shop

With in-house servicing and a full suite of loan options, Renovo is your one stop shop from one project to the next. Grow your portfolio of investment properties today.

Speed Black


At Renovo, we will help you close quickly and have access to draws in 24 to 48 hours for your real estate investment loans because, in real estate, timing is everything.

Flexibility Black


We don’t do “one size fits all,” because in this industry, it doesn’t. Our lenders will listen to your specific needs and work with you to help you achieve your unique goals.

Get to Know Mike Kowalski

I have been in the real estate lending industry for the past 3+ years.

Build a team you can trust and rely on for every project and share your present and future goals with your team to ensure they align for growth.

Straying too far outside the wheelhouse with volume, geography, and/or project types. Especially to keep on a schedule or goal. While it’s important to always focus on growing skill set and business, do it gradually and consistently. .

Family first, they are what drive me day in and day out to create the best life possible. What also motivates me is the chance to help drive success for my network, friends, and clients.

Born and raised in Cleveland, Ohio and still live there to this day. I have always had a passion for real estate and investing and had the opportunity to learn fix-n-flips from a good friend. When Covid happened, I started looking for a new career and was introduced to a private lender in the REI space. The past 3 years have been the best in my professional career to date and I don’t ever see myself doing anything else.

Client Reviews


“The Renovo team is great to work with. We are very pleased with the customer service. The operations team, the closing team and construction management team have delivered for us.”

– Geoffrey H.


“Renovo’s team has been awesome. They offer consistent support, are responsive, and work well together. We will use them for additional projects.”

– Shayne E.


“Great job by the whole team, helpful and available at all times.”

– Eustacio T.