DeMiranda Lending Team

Erik Demiranda
I am here to help you and your business grow. I know Texas, I know investment lending, and now I have a whole new set of tools, products and resources to help support your business goals – the likes of which are not currently offered by other local or national lenders.

Erik DeMiranda

Managing Director, Rhode Island

rhodeisland@renovofinancial.com
(401) 314-4999

Your Local Rhode Island Lender

With over 15 years of real estate lending experience, Erik DeMiranda is one of the best in the business, and he’s right here in Rhode Island. Even after 15 years, he understands that there’s always more to learn and you’re never done growing. Grow your business with Erik in Rhode Island.

Rhode Island river autumn colorful trees

Full Suite of Loan Programs

Rehab Black

Rehab Loans

Rental Black

Rental "Term" Loans

New Construction Black

New Construction Loans

Multi-Family Black

Multi-Family Loans

Meet the Team

Lexis Del Vecchio

Lexis Del Vecchio

Production Assistant

Brian Kinnear

Brian Kinnear

Credit Analyst

Carlos Aguila

Carlos Aguila

Loan Coordinator

Local Knowledge Black

Local Knowledge

Renovo’s local lenders are in-person and on-site with expert market knowledge and insights. Paired with the pricing of a national lender, you get the best of both worlds.

One Stop Shop Black

One Stop Shop

With in-house servicing and a full suite of loan options, Renovo is your one stop shop from one project to the next. Grow your portfolio of investment properties today.

Speed Black

Speed

At Renovo, we will help you close quickly and have access to draws in 24 to 48 hours for your real estate investment loans because, in real estate, timing is everything.

Flexibility Black

Flexibility

We don’t do “one size fits all,” because in this industry, it doesn’t. Our lenders will listen to your specific needs and work with you to help you achieve your unique goals.

Get to Know Erik

I’ve been actively involved in real estate for over 15 years, with experience primarily in commercial lending, real estate sales, property management, general construction and real estate investing.
My #1 tip for newer investors, is keep your nuts small, so as to say, don’t over leverage your time or your money! Real estate is a journey and I literally learn something new about this business everyday. So never stop learning, the more you learn the more you earn. That is one of the most accurate statements in real estate & real estate investing!
Don’t spread yourself too thin and always plan for the very worst case scenario!
My beautiful wife and my 3 children are my motivation for everything I do in life.
I was born in California but raised and grew up in Massachusetts and currently reside in Rhode Island. I’ve worked in real estate initially as a salesperson, eventually moving on to manage bank REO properties, shortly after I co-founded a small real estate investment firm, and began my journey into the commercial lending space.
I try to stay physically fit and I try my very best to attend all my kids games & activities. I really, really hope to start traveling again soon and as much as possible.
I’m pretty boring but I really love in-ground pools and landscape designing as a hobby. I recently designed and personally installed my own in-ground pool and landscape features on my current home (forever a work in progress).

Client Reviews

10/10

“I would definitely recommend Renovo to anyone. They work with you from the beginning to the end of the process.”

– Jacqueline S.

10/10

“It was a great experience with Renovo! Everyone has been so helpful and timely. We look forward to more deals with you guys.”

– Manyu W.

10/10

“The Renovo team is great to work with. We are very pleased with the customer service. The operations team, the closing team and construction management team have delivered for us.”

– Geoffrey H.

Have you worked with the DeMiranda Team?

Erik Demiranda
I am here to help you and your business grow. I know Texas, I know investment lending, and now I have a whole new set of tools, products and resources to help support your business goals – the likes of which are not currently offered by other local or national lenders.

Erik DeMiranda

Managing Director, Rhode Island

rhodeisland@renovofinancial.com
(401) 314-4999