Langford Covington

SVP of Lending, Central Florida

Your Local Central Florida Lender

Our SVP of Lending Central Florida, Langford Covington, started off as an investor just like you. After years of  investing, he broke through into the world of lending and has been working in private lending ever since he began accepting deals all over South Florida. His number one tip is to keep a solid team surrounding your business, from contractors to financing lenders. Give us a call today if you’re in Central Florida and in need of a long-term dependable lender who puts your project first.

Skyline of downtown Tampa Florida USA and the Hillsborough River at twilight blue hour.

Full Suite of Loan Programs

Rehab Black

Rehab Loans

Rental Black

Rental "Term" Loans

New Construction Black

New Construction Loans

Multi-Family Black

Multi-Family Loans

Meet the Team

Gwen Murphy

Gwen Murphy

Production Assistant


Drew McCarty

Drew McCarty

Senior Credit Analyst
Michelle Neff

Michelle Neff

Loan Closer
Local Knowledge Black

Local Knowledge

Renovo’s local lenders are in-person and on-site with expert market knowledge and insights. Paired with the pricing of a national lender, you get the best of both worlds.

One Stop Shop Black

One Stop Shop

With in-house servicing and a full suite of loan options, Renovo is your one stop shop from one project to the next. Grow your portfolio of investment properties today.

Speed Black


At Renovo, we will help you close quickly and have access to draws in 24 to 48 hours for your real estate investment loans because, in real estate, timing is everything.

Flexibility Black


We don’t do “one size fits all,” because in this industry, it doesn’t. Our lenders will listen to your specific needs and work with you to help you achieve your unique goals.

Get to Know Langford

I began investing in real estate in 2017 when I started building a small portfolio of rentals. In 2020 I began working with real estate investors to held fund their deals using private capital. I have been working in private lending ever since funding deals all over the state of Florida.

Builld a process that works for you and stick to it. Surround yourself with a team that is passionate about real estate and has like minded goals. Do things the right way the first time while focussing on the numbers and all else will fall in place.

Having the wrong business partners/ team. Whether it is from unreliable capital partners or contractors not doing a good job, it is extremely important to surround yourself with the right team.

Family is my motivation. More specifically my son and daughter are my number one motivation. Second to my family my motivation is my word. When I say something it is extremely important for me to do everything in my power to follow through.

I grew up in Tampa, Florida and my parents always had a real estate portfolio. Once I found myself in a financial position to enter into real estate investing, I jumped at the opportunity. I just wish I would have bought more properties in 2017 as I was getting started.

I spend most of my free time with my wife and kids. We enjoy watching them participate in soccer, softball, and tball. In between games and practices, we enjoy taking the boat out to the sandbar and going to the beach. I also greatly enjoy taking my kids fishing. My son is absolutely hooked. On my own, I enjoy to get away for an hour here or there to go surfing.

I have spent most of my free time and all of my money during my 20’s chasing waves all over the world. I have been to Central America more times than I can remember exploring Costa Rica, El Salvador, and Nicaragua. I have spent a month chasing waves in Mexico. I have been to Hawaii and California multiple times to surf. I even broke my leg in Indonesia on a surf trip.

Client Reviews


“The Renovo team is great to work with. We are very pleased with the customer service. The operations team, the closing team and construction management team have delivered for us.”

– Geoffrey H.


“Renovo’s team has been awesome. They offer consistent support, are responsive, and work well together. We will use them for additional projects.”

– Shayne E.


“Great job by the whole team, helpful and available at all times.”

– Eustacio T.

Have you worked with the Covington Team?


Langford Covington

SVP of Lending, Central Florida