I have been lending since June of 2015. I have 7 years experience in the banking industry lending on commercial and residential properties, and most recently as a private money lender in the fix-and-flip world.

Know what you do well and know how you do it so that you can easily duplicate and quantify your results and then develop a business strategy based on your local market knowledge. And then follow through and have a lot of fun while you do it!

Over speculation on property specific information that can reasonably be quantified/verified through specific market research. Relying on a “best case scenario” numbers doesn’t leave margin for error, and it most often leaves the investor with lots of sleepless nights.

My family and having the opportunity to prove that I deliver on my promises. I also get satisfaction walking properties with investors that have completed projects and sharing in the joy they feel.

I’m from the tiny town of Monticello, Utah and growing up I moved all over the state of Utah. I got into this business by applying to FirstBank while I was working as a store manager at Walgreens. I managed a 20 unit town home complex while attending university and always thought I’d end up in real estate, where I have found my calling.

I love road biking and mountain biking. I love the feeling of my lungs and legs on fire.

My nickname as a boy was “Cowboy Kline” because I was obsessed with horses and cattle. On “cattle branding day” I was accidentally branded in the face while attempting to hold down a calf twice my size. With a good salve I healed up nicely.